2024 Health and Prescription Plans

Cigna Choice Fund

This is a Health Savings Account (HSA) paired with a high deductible medical plan.

Review the HSA Benefits Summary (PDF, ) . 

Plan Highlights:

• Prescription drug benefits will accumulate toward the out-of-pocket maximum, as required under the Affordable Care Act (ACA).
• The deductibles are: $1,600 individual/$3,200 employee + 1/$3,800 family.
• The College contribution toward the HSA is: $750 individual/$1,125 employee +1/$1,500 family.
• Employees can opt to fund additional dollars on a pre-tax basis: $3,400 (individual maximum), $7,175 (employee + 1 maximum) or $6,800 (family maximum). Employees age 55 or over can fund an additional $1,000.
• The CIGNA Telehealth Connections (PDF, ) program will provide 24/7/365 access for minor health conditions. You can access care with MDLivenew window for a nominal cost.

Contribution and Out-of-Pocket Limits for Health Savings and High-Deductible Health Plans 

Considerations to keep in mind for CIGNA Choice Fund participants:

• Employees who elect to enroll in this plan may not be enrolled in a health care Flexible Spending Account (FSA). Participants may enroll in a limited FSA for vision and dental expenses.
• New enrollees who are currently in an FSA must incur and be reimbursed for all expenses by the end of the calendar year, or else they may not be eligible for the full College HSA funding amount.
• Employees enrolled in the Health Savings Account may not have other health coverage, including Medicare Part A and/or B, or be collecting Social Security benefits. Employees’ dependents may not have other health coverage, but may be Medicare participants.
• Employees may utilize the HSA to pay for qualified medical, dental, pharmacy and vision expenses.

Cost