Retiree Health Benefits
Employees who retire from Montgomery College may still be eligible for some benefits through the College and others from Medicare.
Benefit Options
College retirees have the option of selecting health, prescription, dental and vision coverage. A look at each plan’s details, as listed below, can help you decide.
Health plans
Cigna Point of Service
Check the plan summary (PDF, 
) for an overview of this option.
Additional information is available through the Cigna websitenew window.
Cigna Preferred Provider Option
This is a closed plan; only employees currently enrolled in this plan may continue.
Check the plan summary (PDF, ) for an overview of this option.
Additional information is available through the Cigna websitenew window.
Kaiser Permanente HMO
Review the plan summarynew window.
Caremark Prescription Drug Plans
Montgomery College offers retirees a prescription drug plan.
) )
Dental and vision plans
The Cigna preferred Provider Organization (PPO) plan allows you to choose your own dentist,
The Cigna Dental Wellness Plus benefit for PPO members continues in 2019. This plan offers an incentive: if an employee or dependent gets at least one cleaning in 2019 they will receive a $100 increase in maximum dollar benefit for 2020.
A summary of plan benefits (PDF, ) is available.
This plan provides dental coverage under an HMO-like structure, where patients choose a dentist within the Cigna network.
This plan provides coverage based on a predetermined fee schedule with many basic services being covered at NO CHARGE. There are no patient charges for most preventative procedures, no claim forms, no deductibles and no annual dollar maximums. Complex procedures are available at low, pre-set patient charges.
Consult the fee schedule (PDF, ) for covered benefits.
Medicare Coverage
All retirees and eligible dependents age 65 and older are required to enroll in Medicare Part B. Retirees and dependents are eligible for Medicare Part B the first of the month in which they turn 65.
In addition, retirees may qualify for Medicare Part D Silver Script prescription coverage.
To enroll in Medicare Part B, call Social Security at 1-800-772-1213 or visit their web sitenew window.