Virtual Wallet
Are you waiting for your benefits ID cards to arrive? Or maybe you misplaced them and need some information quickly. You are in the right place. Not all plans have ID cards, and some are even available through personal accounts, but this Virtual Wallet includes all relevant information employees, legal dependents, and/or household members (if applicable) may need to access all Montgomery College benefits and retirement plans.
Meet ALEX, your Benefits Virtual Assistant
Get Started with ALEX
ALEX is your personalized guide to understanding and navigating your benefits options. This interactive tool provides tailored recommendations based on your individual needs and circumstances, helping you make informed decisions about your coverage.
ALEX offers estimates and suggestions to simplify your benefits selection process. While ALEX provides accurate information to the best of our knowledge, please review all official benefits documents before making your final enrollment decisions.
Remember, ALEX is a planning tool—actual benefit elections must be completed through your enrollment process.
Click each drop-down for more details on applicable benefits plans, including group
or account number, vendor website, customer service phone number and hours of operation,
and additional resources and tools.
Group #: 3189
Website: Kaisernew window
Customer Service: 800-777-7902
Business Hours: M–F, 7:30 a.m.–9 p.m., except major holidays (EST/EDT)
Resources: Kaiser Summary of Benefits and Coverage (PDF,
) Cigna Choice
Group #: 3210900
Website: Cigna new window
Customer Service: 800-244-6224
Business Hours: 24/7/365Vendor/Plan Name: Standard Rx for Cigna
Group #: Bin #004336 PCN ADV
Website: Caremarknew window
Customer Service: 888-790-4266
Business Hours: M–F, 8 a.m.–8 p.m.
Vendor/Plan Name: Specialty Rx for Cigna
Group #: N/A
Website: Prudent Rxnew window
Customer Service: 800-578-4403
Business Hours: M–F, 8 a.m.–8 p.m.
Resources:
- Caremark POS (PDF, )
- Caremark HSA (PDF, )
Resources:
- Prudent Benefit Flyer (PDF, )
- Prudent FAQs (PDF, )
Group #: #3210900
Website: HSA Banknew window
Customer Service: 800-244-6224
Business Hours: 24/7/365
2025 Annual HSA Contribution Limit
(employer + employee)
- Self-only: $4,300
- Family: $8,550
Resources:
- HSA Store
- HSA Bank
- HSA Bank App (PDF, )
Group #: 3210900
Website: Cignanew window
Customer Service: 800-244-6224
Business Hours: 24/7/365
Resources: Cigna DPPO (PDF,
) Group #: 3210900
Website: Cignanew window
Customer Service: 800-244-6224
Business Hours: 24/7/365
Resources: Cigna DEPO (PDF,
) Group #: 1018846
Website: EyeMednew window
Customer Service Email: EyeMed Members new window
Business Hours: Customer service will respond within two (2) business days via email.
Resources:
- EyeMed Summary of Benefits (PDF, )
- LensCraftersnew window
- Pearle Visionnew window
- Target Opticalnew window
Group #: Montgomery College
Website: Voyanew window
Customer Service: 833-232-4673
Business Hours: 24/7/365
Resources:
- FSA Eligible Expenses (PDF, )
- FSA Store: new window
Shop eligible items using your FSA funds
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Shop eligible items using your FSA funds
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Yes, That’s Eligible!: Explore “surprisingly eligible” products
Key Reminders
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Health FSA funds are available on your eligibility date
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Dependent Care FSA funds are only available as contributions are deposited
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Always save your receipts
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For non-copay expenses, wait for your Explanation of Benefits (EOB) before paying to confirm what you owe
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Group #: 760765
Website: View Coverage Levels in Workdaynew window
Customer Service: 800-628-8600; Life claim submission; General claim questionsnew window
Business Hours: M–F, 8 a.m.–8 p.m. (EST/EDT)
Resources: The Standard Life and Accidental Death and Dismemberment (PDF,
) Group #: 760765
Website: View Coverage Levels in Workdaynew window
Customer Service: 800-628-8600; Life claim submission; General claim questionsnew window
Business Hours: M–F, 8 a.m.–8 p.m. (EST/EDT)
Resources: The Standard Group Additional Life Insurance (PDF,
) Group #: 1598
Website: Legal Resourcesnew window
Customer Service: 800-728-5768 or 757-498-1220
Business Hours: M–F, 8:30 a.m.–8:30 p.m.
Group #: STD #500024; LTD #715556 ;
Website: The Hartford
Customer Service: 888-411-4767
Business Hours: M–F, 8 a.m.–8 p.m. (EST/EDT)
Group #:
Website:
Customer Service:
Business Hours:
Group #: #65575
Website: Fidelitynew window
Customer Service: 800-835-5095
Business Hours: M–F, 8:30 a.m.–8:30 p.m.
Resources: N/A
Group #: #100154
Website: TIAAnew window
Customer Service: 800-842-2252
Business Hours: M–F, 8 a.m.–10 p.m. (EST/EDT)
Resources: TIAA Maryland Public Higher Education Communitynew window
Group #: 25708 ; 403(b) #2570802020 ; 457(b) #2570805020
Website: Corebridge Financial new window
Customer Service: 800-448-2542
Business Hours: M–F, 7 a.m.–8 p.m. (CST/CDT). Automated service is available 24/7/365
Resources: Saving for Retirementnew window
Group #: N/A
Website: Equitablenew window
Customer Service: 800-628-6673
Business Hours: M–Th, 8 a.m.–7 p.m., F 8 a.m.–4 p.m.
Resources: Saving for Retirement new window
Group #: 403(b) #100155; 457(b) #100156
Website: TIAAnew window
Customer Service: 800-842-2252
Business Hours: M–F, 8 a.m.–10 p.m. (EST/EDT)
Resources: TIAA Maryland Public Higher Education Communitynew window
Group #: 403(b) #VT4932; 457(b) VFK112
Website: Voyanew window
Customer Service: 888-311-9487
Business Hours: M–F, 8 a.m.–9 p.m. (EST/EDT)
Resources: Saving for Retirementnew window